You Want Funding To Grow Your Company. We Want To Serve You.



You value open and honest communication. Like you, we believe authenticity is where trust-building begins.



Time is your most valuable resource. We invest our time and leverage our lender relationships to ensure your deal progresses and closes on time.



As your funding advisor we represent your best interests with lenders to ensure your success over the long run.

Are you seeking capital for one of these needs?

  • Rapid Growth Funding - Keep Up with Demand!
  • Cash Flow Gaps - Slow Paying Customers
  • M&A - Senior & Junior Debt Capital for Acquisitions
  • Mobilization Funding - Fulfill Large / New Orders
  • Funds to Meet Payroll or Short-Term “Gap” Needs
  • Your Bank Says “No,” or Is Calling Your Line of Credit
  • Consolidate Expensive MCA’s (Merchant Cash Advances)
  • Capital to Carry You Through Seasonal Cash Shortfalls

Growth Capital Solutions

Credit facilities from $50,000 to $15MM +

  • solution1 Asset-Based Lending
  • solution1 Government Contract Funding
  • solution1 Invoice Financing (Factoring)
  • solution1 New Contract Mobilization)
  • solution1 Inventory Funding
  • solution1 Bridge & Stretch Capital
  • solution1 Equipment Leasing / Lending
  • solution1 Merchant Cash Advance (MCA) Consolidations
  • solution1 Purchase Order (PO) Funding
  • solution1 Senior and Unsecured Term Loans

Serving Growing Industries Including:

  • industry Manufacturing
  • industry Wholesale & Distribution
  • industry Government Contractors
  • industry Temporary & Permanent Staffing Firms
  • industry Food & Beverage
  • industry Advertising & Media Agencies
  • industry E-Commerce & Retail Sales
  • industry Consumer Products
  • industry Consulting & IT Services
  • industry Commercial Cleaning & Janitorial Services
  • industry Security Guard & Services Firms
  • industry Telecommunications & IOT Providers

Fully guided, step-by-step
Process to Funding


Discovery & Directives

Let’s Talk! We’ll consult, listen, learn and ensure we embrace your needs and growth goals.


Due Diligence

We’ll help you gather docs, lead a comprehensive capital search and review your choices.


Deliver Funds

Serve guides you through the process to ensure a timely closing. Then celebrate your growth!

Our tagline might as well be
“We build relationships.”

Our Core Values are rooted in T.R.U.S.T.

  • Transparency : We communicate openly and honestly in every facet of our relationship. Transparency is where trust-building begins.
  • Responsibility : We take responsibility and stay accountable to do what we say we’ll do for you - to go the extra mile(s).
  • Understanding : We listen carefully and seek to understand your goals and timelines so we may deliver on your objectives.
  • Service : We work daily through a servant-leadership attitude to ensure your best interests and win-win outcomes at every phase of our relationship.
  • Thankfulness : We embrace authentic gratitude for every opportunity to serve and collaborate with you. Thank you for choosing us, sincerely.


Serve Funding is a working capital advisory applying trust-based, relationship principles of the Here to Serve philosophy & movement.

Here to Serve means we say and do what’s in YOUR best interest. This foundational approach engages like-minded people in long-term relationships - that’s our WHY.

Our Founder : Some Background.

Michael Kodinsky founded Serve Funding with a vision to practice the Here to Serve approach in all business relationships.

He spent the first 5 years of his career applying biblical standards of servant-leadership in full-time ministry, first as a missionary in Eastern Europe and followed by roles in youth and campus ministries.

Michael spent the following 18 years consulting with and advising business leaders in strategic operational disciplines of corporate growth. The solutions included digital & directional marketing, trade risk management and credit Insurance, human capital management, and trade finance within both asset-based and revenue-based underwriting models.

In 2021 a funding client asked Michael to step in as interim CEO as he led the early-stage fintech start-up through a critical go-to-market period.

Doing GOOD : We support these charities.

Serve Funding is honored and grateful to share 10% or more of annual revenue between these exemplary domestic and international not-for-profit organizations:

Client Wins - Celebrate with Us!

Acquisition Funding: $515,000 for expanding tech staffing / services firm.

An established, Ohio-based tech services firm was looking to acquire a staffing firm specializing in their field to empower growth in the labor shortage of 2022.

The client found a very profitable Minnesota-based staffing firm and executed a favorable purchase agreement. The buy-side investment banker sourced two capital providers over several months however both deals fell apart for varying reasons. Consequently the seller was developing deal fatigue and the client faced risk of losing the deal.

The investment banker approached Serve Funding and we sourced a term-loan lender and closed on over $500,000 to close out the acquisition smoothly.

Payroll Save: $150,000 to ensure a 60-employee firm made payroll

A growing, Atlanta, GA-based, niche services firm was facing an unexpected cash flow shortfall due to a large receivable their customer delayed paying. The risk of letting down their employees became a top priority they set out to resolve rapidly.

The account executive from the firm’s new PEO partner reached out to Serve Funding for a fast solution. We knew the exact lender to take this to and sourced a $150,000, 18-month term loan product which closed in under 4 business days. Crisis averted!

Short-Term Cashflow Bridge: $2MM for growing transport company.

A Florida-based, $50MM transportation company sought help from their banker for an unexpected scenario: their customer, one of the largest online retailers, decided to appoint the company as a direct delivery partner. This meant the invoicing terms changed overnight from net-7 to net-60 and meant the firm suddenly had over $2MM of invoices trapped for up to two months.

The banker reached out to Serve Funding seeking a solution. Invoice factoring was considered however it would not work due to that buyer’s processes. We sourced a short term lender who underwrote based on cash flow and produced a $2MM, short term bridge to get the company through the 60-day shortage.

Partner Buy-Out: $150,000 to fund an internal acquisition.

Two specialty construction firms based in Georgia and South Carolina, respectively, came together years ago to join forces. The SC firm rolled their complementary service offerings into the GA firm as the two worked together as one for several years.

When the pandemic hit, the owner of the GA firm decided to get out of the business, which was still all in his possession. They devised a plan and executed a purchase agreement with a 30-day window.

Serve Funding had reached out over social media to one of the buyer’s principals just as this buy-out developed. They spoke and we were engaged to source the right capital partner. Several hurdles evolved yet Serve was able to close the funding just in time for the purchase window timeframe.

Get In Touch

Let’s fuel your growth.

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